Self-monitored home security systems are a fairly new option. In the past, every security provider required customers to sign up for professional monitoring. With the growth of DIY security systems, however, self-monitoring has become a popular choice.
As you search for the perfect home security system, it’s important to understand the pros and cons of self-monitoring. Only then can you find the right option for your home.
Pro: Save on monthly security costs
This is by far the top reason to choose a self-monitored system.
Though professional monitoring offers many benefits, these monthly plans can be costly. You would pay between $10 to $70 per month on average to enjoy this service.
Many systems require a monitoring plan to even use the equipment. You might also have to sign a multi-year contract that locks you into this monthly cost.
Self-monitoring, on the other hand, is either free or available for a low monthly cost. You might have to pay a fee for your system’s cellular backup, cloud storage, or to add a certain number of cameras to your plan, but it will be minimal.
Con: Limit your security system’s ROI
Home security systems aren’t cheap, but you’re using this money to invest in your family’s safety. When you have to monitor your system yourself, however, it limits the return you’re getting for your money.
A self-monitored system will alert you to break-ins and movement spotted by your cameras, but it leaves the bulk of the protection to you. Even though you’ve paid hundreds of dollars for your security system, you still have to handle your security yourself. This setup may leave you wondering why you invested in the system in the first place.
Pro: Prevent false alarm penalties
Every home security customer has at least one false alarm. Maybe you forgot the system was armed and opened the door. You might have forgotten to give your housesitter the code to disarm it. Pets often set off the alarm if it isn’t set up correctly.
False alarms can be annoying and embarrassing, but they may also incur fees. Some cities charge residents that cause a false alarm. If they have to dispatch police or the fire department, you could face fines.
With self-monitoring, false alarms are never a problem. You are the only one who gets the alert, so you can just disregard any accidental triggers.
Con: Lose backup protection
Without professional monitoring, you don’t have to worry about false alarms. That said, you miss out on the additional security that comes with a monitoring team.
If someone tries to break into your home, your system will alert you to the break-in. If you’re asleep, on a plane, in a meeting, or otherwise occupied, you may not see the alert. Since you’re the only one who can respond to the situation, the burglar can still rob your home without getting caught.
If you have kids or pets home alone, this also means that they are vulnerable to anyone entering the house.
Additionally, you are responsible to call 911 in any emergency. During a home invasion or fire, you may not be able to make the call right away. It will take longer for emergency services to get to you, wasting precious time.
Pro: Have total control over your system
Home security systems that offer self-monitoring are generally more flexible than other security options. You likely won’t have to sign a contract, which allows you to cancel or change your system without fuss.
Even if you do have to sign a contract, most DIY security systems operate on a month-by-month basis. You can still cancel or upgrade your plan with less stress and costs.
A do-it-yourself system is also easy to move with you, making it the ideal choice for renters. You won’t have to deal with the restrictive moving policies offered by some companies, which may require you to pay additional fees or start a new contract when moving. Instead, you can easily transfer your system to your new home.
Con: Miss out on luxury security services
Total control can be nice, but sometimes it’s better to let the professionals handle the hard work. When you choose a DIY home security system, you have to do everything yourself, from installing your equipment to monitoring your security.
Selecting a security provider that offers professional monitoring, on the other hand, frees you from many of these responsibilities. If you choose an option such as ADT or Vivint, for instance, a professional installer will set up your system for you. They will make sure every device is in the best spot and that everything is working properly.
Some security providers customize your system to your home and needs as well. A security expert will evaluate your home to determine which devices and services will protect your home best.
These extra services aren’t necessary for your protection, but they do offer considerable convenience.
Pro: Pay less for equipment
DIY security equipment is designed for easy installation. These devices require minimal time and effort to set up, no matter how handy you might (or might not) be.
Since they’re made to be simple, companies can charge less for them. A security camera might cost several hundred dollars from a luxury company, for example. With a DIY system, you can find cameras for less than half the price.
Even better, these cheaper devices still offer the basic range of features you need to stay safe. They won’t be as fancy as some others, but they’ll do what you need them to.
Con: Limited access to high-tech devices
In general, DIY security systems offer devices with fewer features. You may have to pay extra for a touchscreen control or a camera that can integrate with your smart devices. There are, however, several self-monitored systems that do provide high-tech devices. Be sure to explore and compare each provider’s equipment before making your final decision.
